The Freeze Index
Every number here is computed from the 478 reports in the FrozenFunds tracker (478 public reports, 0 reader-submitted), dated 2019-12 to 2026-10. Amounts and hold lengths count only where the merchant stated them. We have not verified the posts; each links to its source.
Freezes by processor
Freezes by industry
Where the industry was clear from the post.
Reports by month
By the month the public post was made, last 24 months.
| Year | Reports |
|---|---|
| 2019 | 1 |
| 2021 | 1 |
| 2022 | 1 |
| 2024 | 62 |
| 2025 | 212 |
| 2026 | 201 |
Most common stated reasons
- No reason given: 78
- Verification / documents: 47
- Dispute / chargeback risk: 39
- High risk (unspecified): 33
- Prohibited business / policy: 24
- Account review: 21
- Unauthorized payments / fraud: 14
- Sudden volume change: 3
Cite or embed the Freeze Index
Free to use with a link back. Suggested citation:
FrozenFunds Freeze Index (October 2026). 478 public reports of payment account freezes. https://frozenfunds.org/freeze-index.html
Badge
<a href="https://frozenfunds.org/freeze-index.html"><img src="https://frozenfunds.org/embed/badge.svg" alt="FrozenFunds Freeze Index: 478 payment account freezes tracked" width="320" height="64"></a>
Live chart
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Raw data: CSV · JSON (CC BY 4.0).
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